Membership Options

A Christian Educators Membership with Coverage provides you with a suite of protections so you can teach and lead with confidence. 

Watch this short video to learn more.

Membership Options

A CEAI Membership with Coverage provides you with a suite of protections so you can teach and lead with confidence.

Popular Membership Options

Full Time

Profesionals
$ 259 Year
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation
Popular

Part-time | Substitute

Professionals
$ 139 Year
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation

Student


$ 35 Year
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation
Popular

Additional Membership Options

Husband/Wife Educators

Professionals
$ 399 Year
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation

Lifetime/Active Educator

Professionals
$ 1750 Onetime*
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation

Retired

Annual
$ 39 Year
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation

Retired

Lifetime
$ 499 Onetime
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation

Associate


$ 49 Year
  • $2,000,000 Prof. Liability Insurance
  • Job Action Protection Benefits
  • Legal Consult on Personnel Issues
  • Legal Consult on Religious Issues
  • Educational Consultation

By Benefits

$2 million Professional Liability

Job Protection Benefit

Legal Consult on Personnel Issues

Educational and Legal Consultation

Included in all Membership Options

Your first year of membership (must be W-2 employee**) includes $2 million Professional Liability Insurance with Job Action Protection as part of your membership benefits. After the first year, you will need to pay a small annual fee ($25/yr) to maintain your membership with liability coverage.

*New members only. Subject to carrier underwriting approval. Term Life benefit enrollment delayed due to the pandemic.

**Purchase affordable, comprehensive protection at Group rates.

***Members with Coverage are also part of the Christian Educators Movement.

You’ll have peace of mind knowing that if your school district doesn’t have sufficient coverage or refuses to defend you, your back-up plan is in place. Download this overview of the CEAI In-Dues Professional Liability Plan.

Learn More

Testimonials

Here is what some of our members have shared
after receiving assistance from Christian Educators

Still Not Convinced?

Here's more information to help you decide

Member Service Report

Read about specific cases in which Christian Educators has provided vital help to our members

Our Member Service report provides a great overview of how we protect our members and keep them teaching in the classroom, even when the environment gets hostile. This report is essential for anyone who wants to understand how we operate and the level of service we provide to our members.

Coffee with Christian Educators

Webinar Replay

Watch the webinar replay of Coffee with Christian Educators. You will get answers to your questions about Christians serving in public schools, unions, and whether Christian Educators (formerly CEAI) membership is right for you.

Hosted by David Schmus
Executive Director of Christian Educators

Play Video

Since 1953

Yes, we have Members with Coverage in all 50 states, and on military bases around the world.

Visit our Resource Center to find webinars, videos, and downloadable resources that answer almost any question about how to live out your faith in public schools. 

If you have trouble finding the answer you are looking for, reach out to us or use our Ask An Attorney resource.

The Movement is our free membership which connects you to information, events, and our free resources, but does not include insurance coverages or job protection benefits.

The Membership with Coverage is our paid membership, and these members enjoy the protection of $2 million in professional liability coverage, job protection benefits, and unlimited educational and legal consultation, etc. See our membership page for more.

Yes, in order to best accomplish our mission and vision, we do limit our membership to those who are Christians.

Our members save substantially over union dues, often similar to a 1% raise.

Union dues across the country vary widely by state, but average about $800/year. Compared to our membership cost of $259/year, this represents savings of about $550/year. 
Consider your savings over time of belonging to Christian Educators over average union dues:

10 years: over $5,500 in savings
20 years: over $11,000 in savings
30 years: over $16,500 in savings

If you invested that $550/year in a retirement account earning 8% annually, you would retire with over $60,000.

Yes. Unlike union protection that is provided at the discretion of a union, our members’ legal protection comes through an insurance policy in their name which guarantees the benefits promised.

If a need arises, contact the membership service center at 888-798-1124 and we will connect you with the best person to help you. Unlike a school-based union rep who may have limited training, Christian Educators professionals include actual legal counsel and consultants who are former public school superintendents who will respond quickly to your needs.

If there is an issue to be resolved, first of all we pray with our members, searching for God’s wisdom for the best course of action. We look for ways to reconcile first, as that is the Biblical approach. Then we continue to move down the path to resolve the problem in a God-honoring way, providing the coaching, resources, and personnel as they are needed, including connecting you to a local attorney in the case of a job action.

The insurance coverage we offer is provided by the Trust for Insuring Educators that insures over 60 other professional education organizations, including for example, the National Elementary Principals Association and the National Association for Music Education. While no two insurance policies are identical, our coverage is excellent and includes a $2 million individual professional liability insurance policy, twice the amount of most unions.* The insurance also covers job action protection that provides a local attorney to represent you in the case of a job action.

*Some unions suggest that they offer $3 million in professional liability coverage, but according to the online resource library at NEA.org, they in fact offer $3 million for defense in civil proceedings, but actually only $1 million in coverage of awarded damages. This compares to unlimited coverage for defense costs, and $2 million for damages with Christian Educators.

Professional Liability Policy Comparison

Coverage for…

Christian Educators Coverage 

NEA Coverage

Defense costs (attorney’s fees)

Unlimited

limited to $3 million

Damages

$2 million

$1 million

Christian Educators is a religious non-profit and by the nature of our incorporation, cannot contribute to election campaigns and cannot spend a “substantial part” of our budget on lobbying. We often inform our members about issues, and allow our members to think for themselves and personally invest if they so choose.

No, you don’t have to leave the union even if you choose to become a Christian Educators Member with Coverage.

If you have a local union that has a negotiated collective bargaining agreement for your district, your wages and benefits will still be covered by the agreement even if you are no longer paying dues to the union. Collective bargaining agreements apply to all employees in the bargaining unit, which is all employees. In other words, your pay, health insurance, retirement benefits, and any other district-provided benefit (e.g. dental/eye coverage, etc.) will not be affected. If you have purchased additional insurance products through your union, you may lose access to those policies. However, Christian Educators also offers supplemental group rate insurance products to our members.

Many teachers have a sense of loyalty to their local union because of relationships with other educators. This is perfectly understandable. However, many don’t realize that your membership requires you to also financially support the state and national union affiliates who advance non-educational policies that likely conflict with your beliefs on issues like abortion, marriage, gender identity, race, illegal immigration, etc. Almost all of the state and national affiliate political spending goes to one political party regardless of the diverse political views of their membership. Prayerfully consider your loyalties, as the vast majority of your union dues (typically about 80%) goes to the state and national unions, rather than to your local union.

Christian Educators Executive Director David Schmus has recently written and presented on the challenges facing Christian educators belonging to unions. You can access those resources at:

No. The NEA has provisions that require members of their locals to also be members of their state and national organizations, and pay dues to them accordingly. If you were to join Christian Educators rather than a union, you would experience hundreds of dollars in annual savings—some of which you could use to support your local union if desired.  

An increasing number of local teachers unions are deciding to leave the NEA or AFT to become “local only” unions. They can end their affiliation with state and national unions through a process known as decertification. Decertification allows the members of a bargaining unit the opportunity to still bargain collectively with the school district but end the payment of high dues, while allowing all to participate in the decisions impacting their employment.

As a non-union member, it’s possible that you will have less access to the collective bargaining process through the union, and you will typically not be permitted to vote on a union-negotiated contract. However, as a teacher in your district, you always can have input simply by reaching out to district leaders.

While it is technically correct that unions can only use voluntary political contributions to contribute directly to political candidates (particularly at the national level), direct political contributions represent only a fraction of what unions spend on politics. (A Wall Street Journal analysis concluded that direct political contributions are only about 25% of what public employees’ unions spend on politics.) Unions spend money on politics in at least three additional ways:

First, unions can spend an unlimited amount of dues money to educate their own members and their members’ families about their endorsements. This can include candidate meet and greet meetings, phone banks, mailings and union publications. When they are part of a group of unions, like the AFL-CIO or local labor councils, they can combine resources to reach out to member households of all the unions in the partnership.

Second, because of the Citizens United Supreme Court decision, unions can make “independent expenditures” of dues money to independent Political Action Committees (SuperPACs) that influence the outcome of races, but do not contribute directly to or communicate with the candidates. The NEA alone sent $43 million to its superPAC in the 2020 election cycle, according to opensecrets.org. 

Third, public employees’ unions like the NEA spend millions on salaries for political activists that often spend 100% of their time on political activity. Sometimes these union employees are “loaned” to function essentially as campaign staffers for favored candidates. So, when your union leader claims that you can “opt out” of the “political spending,” they are typically only speaking about direct political contributions to candidates, not nearly the entirety of what they spend to influence elections. Ultimately, as a union member you cannot opt out of all (or even the majority) of true political spending.

If you feel God calling you to this, then you should. After all, He raised Daniel and Esther to affect nations. But if unsure, consider that local unions have very little influence over the politics of the state and national unions. Unless you rise up to levels of state or national leadership, your ability to sway your union on the issues they support will likely be negligible. Also consider that the unions may be forced to moderate their views to retain and regain members if many teachers like you leave. But if the union keeps receiving dues, what is their incentive to change?

Christian Educators is a 501(c)(3) Religious Non-Profit

Christian Educators is a member of the Evangelical Council for Financial Accountability (ECFA), demonstrating our adherence to high standards of financial integrity and ethical fundraising. Our ECFA membership ensures transparency and accountability, reflecting our commitment to excellence and trust in our community.

© 2024 Christian Educators. All rights reserved.

CE Summer Bible Study

Thanks for your interest in joining us as we read through the New Testament with our fellow Christian educators this summer!